Introdução
Estamos adicionando uma nova tag no Response de autorizações da nossa API, o campo <AcctFndSrc>
(Account Funding Source).
O que é a tag <AcctFndSrc>
?
<AcctFndSrc>
?Ela é a tag que reflete qual tipo de conta será considerada pelo emissor na liquidação caso a transação seja aprovada.
Esse campo terá 3 possíveis valores:
- Credit (Crédito);
- Debit (Débito);
- Prepaid (Pré-pago).
Vale ressaltar que:
A informação retornada pela tag <AcctFndSrc>
é diferente da informação retornada na tag <AcctTp>
.
A tag <AcctTp>
reflete qual é o tipo de conta escolhida pelo portador, sendo esses: Crédito (Credit/CRDT) ou Débito (Checking/CHCK).
O Account Funding Source indica o tipo de conta que será utilizada pelo emissor na liquidação da transação;
O Account Type indica o tipo de conta que o portador do cartão escolheu.
Exemplos
<?xml version="1.0" encoding="utf-8"?>
<Document xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="urn:AcceptorAuthorisationResponseV02.1">
<AccptrAuthstnRspn>
<Hdr>
<MsgFctn>AUTP</MsgFctn>
<PrtcolVrsn>2.0</PrtcolVrsn>
<CreDtTm>2023-01-01T00:00:00</CreDtTm>
</Hdr>
<AuthstnRspn>
<Envt>
<Card>
<CardBrnd>MasterCard</CardBrnd>
<PmtAcctRef>0000000000000000000</PmtAcctRef>
</Card>
<MrchntId>
<Id>*****************************</Id>
</MrchntId>
</Envt>
<Tx>
<TxId>
<TxDtTm>2023-01-01T00:00:00</TxDtTm>
<TxRef>abc123abc123abc123abc123</TxRef>
</TxId>
<RcptTxId>**************</RcptTxId>
<RcptOprId>****************************</RcptOprId>
<TxDtls>
<Ccy>986</Ccy>
<TtlAmt>1000</TtlAmt>
<AcctFndSrc>Credit</AcctFndSrc>
<AcctTp>CRDT</AcctTp>
</TxDtls>
</Tx>
<TxRspn>
<AuthstnRslt>
<RspnToAuthstn>
<Rspn>APPR</Rspn>
<RspnRsn>0000</RspnRsn>
</RspnToAuthstn>
<AuthstnCd>123456</AuthstnCd>
<CmpltnReqrd>false</CmpltnReqrd>
</AuthstnRslt>
<Actn>
<ActnTp>DISP</ActnTp>
<MsgToPres>
<MsgDstn>MDSP</MsgDstn>
<MsgCntt>Aprovado</MsgCntt>
</MsgToPres>
</Actn>
</TxRspn>
</AuthstnRspn>
</AccptrAuthstnRspn>
</Document>
<?xml version="1.0" encoding="utf-8"?>
<Document xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="urn:AcceptorAuthorisationResponseV02.1">
<AccptrAuthstnRspn>
<Hdr>
<MsgFctn>AUTP</MsgFctn>
<PrtcolVrsn>2.0</PrtcolVrsn>
<CreDtTm>2023-01-01T00:00:00</CreDtTm>
</Hdr>
<AuthstnRspn>
<Envt>
<Card>
<CardBrnd>MasterCard</CardBrnd>
<PmtAcctRef>0000000000000000000</PmtAcctRef>
</Card>
<MrchntId>
<Id>*****************************</Id>
</MrchntId>
</Envt>
<Tx>
<TxId>
<TxDtTm>2023-01-01T00:00:00</TxDtTm>
<TxRef>abc123abc123abc123abc123</TxRef>
</TxId>
<RcptTxId>**************</RcptTxId>
<RcptOprId>****************************</RcptOprId>
<TxDtls>
<Ccy>986</Ccy>
<TtlAmt>1000</TtlAmt>
<AcctFndSrc>Prepaid</AcctFndSrc>
<AcctTp>CRDT</AcctTp>
</TxDtls>
</Tx>
<TxRspn>
<AuthstnRslt>
<RspnToAuthstn>
<Rspn>APPR</Rspn>
<RspnRsn>0000</RspnRsn>
</RspnToAuthstn>
<AuthstnCd>123456</AuthstnCd>
<CmpltnReqrd>false</CmpltnReqrd>
</AuthstnRslt>
<Actn>
<ActnTp>DISP</ActnTp>
<MsgToPres>
<MsgDstn>MDSP</MsgDstn>
<MsgCntt>Aprovado</MsgCntt>
</MsgToPres>
</Actn>
</TxRspn>
</AuthstnRspn>
</AccptrAuthstnRspn>
</Document>
<?xml version="1.0" encoding="utf-8"?>
<Document xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="urn:AcceptorAuthorisationResponseV02.1">
<AccptrAuthstnRspn>
<Hdr>
<MsgFctn>AUTP</MsgFctn>
<PrtcolVrsn>2.0</PrtcolVrsn>
<CreDtTm>2023-01-01T00:00:00</CreDtTm>
</Hdr>
<AuthstnRspn>
<Envt>
<Card>
<CardBrnd>MasterCard</CardBrnd>
<PmtAcctRef>0000000000000000000</PmtAcctRef>
</Card>
<MrchntId>
<Id>*****************************</Id>
</MrchntId>
</Envt>
<Tx>
<TxId>
<TxDtTm>2023-01-01T00:00:00</TxDtTm>
<TxRef>abc123abc123abc123abc123</TxRef>
</TxId>
<RcptTxId>**************</RcptTxId>
<RcptOprId>****************************</RcptOprId>
<TxDtls>
<Ccy>986</Ccy>
<TtlAmt>1000</TtlAmt>
<AcctFndSrc>Debit</AcctFndSrc>
<AcctTp>CHCK</AcctTp>
</TxDtls>
</Tx>
<TxRspn>
<AuthstnRslt>
<RspnToAuthstn>
<Rspn>APPR</Rspn>
<RspnRsn>0000</RspnRsn>
</RspnToAuthstn>
<AuthstnCd>123456</AuthstnCd>
<CmpltnReqrd>false</CmpltnReqrd>
</AuthstnRslt>
<Actn>
<ActnTp>DISP</ActnTp>
<MsgToPres>
<MsgDstn>MDSP</MsgDstn>
<MsgCntt>Aprovado</MsgCntt>
</MsgToPres>
</Actn>
</TxRspn>
</AuthstnRspn>
</AccptrAuthstnRspn>
</Document>
<?xml version="1.0" encoding="utf-8"?>
<Document xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="urn:AcceptorAuthorisationResponseV02.1">
<AccptrAuthstnRspn>
<Hdr>
<MsgFctn>AUTP</MsgFctn>
<PrtcolVrsn>2.0</PrtcolVrsn>
<CreDtTm>2023-01-01T00:00:00</CreDtTm>
</Hdr>
<AuthstnRspn>
<Envt>
<Card>
<CardBrnd>MasterCard</CardBrnd>
<PmtAcctRef>0000000000000000000</PmtAcctRef>
</Card>
<MrchntId>
<Id>*****************************</Id>
</MrchntId>
</Envt>
<Tx>
<TxId>
<TxDtTm>2023-01-01T00:00:00</TxDtTm>
<TxRef>abc123abc123abc123abc123</TxRef>
</TxId>
<RcptTxId>**************</RcptTxId>
<RcptOprId>****************************</RcptOprId>
<TxDtls>
<Ccy>986</Ccy>
<TtlAmt>1000</TtlAmt>
<AcctFndSrc>Prepaid</AcctFndSrc>
<AcctTp>CHCK</AcctTp>
</TxDtls>
</Tx>
<TxRspn>
<AuthstnRslt>
<RspnToAuthstn>
<Rspn>APPR</Rspn>
<RspnRsn>0000</RspnRsn>
</RspnToAuthstn>
<AuthstnCd>123456</AuthstnCd>
<CmpltnReqrd>false</CmpltnReqrd>
</AuthstnRslt>
<Actn>
<ActnTp>DISP</ActnTp>
<MsgToPres>
<MsgDstn>MDSP</MsgDstn>
<MsgCntt>Aprovado</MsgCntt>
</MsgToPres>
</Actn>
</TxRspn>
</AuthstnRspn>
</AccptrAuthstnRspn>
</Document>