Adição da tag <AcctFndSrc>

Introdução

Estamos adicionando uma nova tag no Response de autorizações da nossa API, o campo <AcctFndSrc> (Account Funding Source).

O que é a tag <AcctFndSrc>?

Ela é a tag que reflete qual tipo de conta será considerada pelo emissor na liquidação caso a transação seja aprovada.

Esse campo terá 3 possíveis valores:

  • Credit (Crédito);
  • Debit (Débito);
  • Prepaid (Pré-pago).

Vale ressaltar que:

A informação retornada pela tag <AcctFndSrc> é diferente da informação retornada na tag <AcctTp>.

A tag <AcctTp> reflete qual é o tipo de conta escolhida pelo portador, sendo esses: Crédito (Credit/CRDT) ou Débito (Checking/CHCK).

O Account Funding Source indica o tipo de conta que será utilizada pelo emissor na liquidação da transação;
O Account Type indica o tipo de conta que o portador do cartão escolheu.

Exemplos

<?xml version="1.0" encoding="utf-8"?>
<Document xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="urn:AcceptorAuthorisationResponseV02.1">
    <AccptrAuthstnRspn>
        <Hdr>
            <MsgFctn>AUTP</MsgFctn>
            <PrtcolVrsn>2.0</PrtcolVrsn>
            <CreDtTm>2023-01-01T00:00:00</CreDtTm>
        </Hdr>
        <AuthstnRspn>
            <Envt>
                <Card>
                    <CardBrnd>MasterCard</CardBrnd>
                    <PmtAcctRef>0000000000000000000</PmtAcctRef>
                </Card>
                <MrchntId>
                    <Id>*****************************</Id>
                </MrchntId>
            </Envt>
            <Tx>
                <TxId>
                    <TxDtTm>2023-01-01T00:00:00</TxDtTm>
                    <TxRef>abc123abc123abc123abc123</TxRef>
                </TxId>
                <RcptTxId>**************</RcptTxId>
                <RcptOprId>****************************</RcptOprId>
                <TxDtls>
                    <Ccy>986</Ccy>
                    <TtlAmt>1000</TtlAmt>
					<AcctFndSrc>Credit</AcctFndSrc>
                    <AcctTp>CRDT</AcctTp>
                </TxDtls>
            </Tx>
            <TxRspn>
                <AuthstnRslt>
                    <RspnToAuthstn>
                        <Rspn>APPR</Rspn>
                        <RspnRsn>0000</RspnRsn>
                    </RspnToAuthstn>
                    <AuthstnCd>123456</AuthstnCd>
                    <CmpltnReqrd>false</CmpltnReqrd>
                </AuthstnRslt>
                <Actn>
                    <ActnTp>DISP</ActnTp>
                    <MsgToPres>
                        <MsgDstn>MDSP</MsgDstn>
                        <MsgCntt>Aprovado</MsgCntt>
                    </MsgToPres>
                </Actn>
            </TxRspn>
        </AuthstnRspn>
    </AccptrAuthstnRspn>
</Document>

<?xml version="1.0" encoding="utf-8"?>
<Document xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="urn:AcceptorAuthorisationResponseV02.1">
    <AccptrAuthstnRspn>
        <Hdr>
            <MsgFctn>AUTP</MsgFctn>
            <PrtcolVrsn>2.0</PrtcolVrsn>
            <CreDtTm>2023-01-01T00:00:00</CreDtTm>
        </Hdr>
        <AuthstnRspn>
            <Envt>
                <Card>
                    <CardBrnd>MasterCard</CardBrnd>
                    <PmtAcctRef>0000000000000000000</PmtAcctRef>
                </Card>
                <MrchntId>
                    <Id>*****************************</Id>
                </MrchntId>
            </Envt>
            <Tx>
                <TxId>
                    <TxDtTm>2023-01-01T00:00:00</TxDtTm>
                    <TxRef>abc123abc123abc123abc123</TxRef>
                </TxId>
                <RcptTxId>**************</RcptTxId>
                <RcptOprId>****************************</RcptOprId>
                <TxDtls>
                    <Ccy>986</Ccy>
                    <TtlAmt>1000</TtlAmt>
					<AcctFndSrc>Prepaid</AcctFndSrc>
                    <AcctTp>CRDT</AcctTp>
                </TxDtls>
            </Tx>
            <TxRspn>
                <AuthstnRslt>
                    <RspnToAuthstn>
                        <Rspn>APPR</Rspn>
                        <RspnRsn>0000</RspnRsn>
                    </RspnToAuthstn>
                    <AuthstnCd>123456</AuthstnCd>
                    <CmpltnReqrd>false</CmpltnReqrd>
                </AuthstnRslt>
                <Actn>
                    <ActnTp>DISP</ActnTp>
                    <MsgToPres>
                        <MsgDstn>MDSP</MsgDstn>
                        <MsgCntt>Aprovado</MsgCntt>
                    </MsgToPres>
                </Actn>
            </TxRspn>
        </AuthstnRspn>
    </AccptrAuthstnRspn>
</Document>

<?xml version="1.0" encoding="utf-8"?>
<Document xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="urn:AcceptorAuthorisationResponseV02.1">
    <AccptrAuthstnRspn>
        <Hdr>
            <MsgFctn>AUTP</MsgFctn>
            <PrtcolVrsn>2.0</PrtcolVrsn>
            <CreDtTm>2023-01-01T00:00:00</CreDtTm>
        </Hdr>
        <AuthstnRspn>
            <Envt>
                <Card>
                    <CardBrnd>MasterCard</CardBrnd>
                    <PmtAcctRef>0000000000000000000</PmtAcctRef>
                </Card>
                <MrchntId>
                    <Id>*****************************</Id>
                </MrchntId>
            </Envt>
            <Tx>
                <TxId>
                    <TxDtTm>2023-01-01T00:00:00</TxDtTm>
                    <TxRef>abc123abc123abc123abc123</TxRef>
                </TxId>
                <RcptTxId>**************</RcptTxId>
                <RcptOprId>****************************</RcptOprId>
                <TxDtls>
                    <Ccy>986</Ccy>
                    <TtlAmt>1000</TtlAmt>
					<AcctFndSrc>Debit</AcctFndSrc>
                    <AcctTp>CHCK</AcctTp>
                </TxDtls>
            </Tx>
            <TxRspn>
                <AuthstnRslt>
                    <RspnToAuthstn>
                        <Rspn>APPR</Rspn>
                        <RspnRsn>0000</RspnRsn>
                    </RspnToAuthstn>
                    <AuthstnCd>123456</AuthstnCd>
                    <CmpltnReqrd>false</CmpltnReqrd>
                </AuthstnRslt>
                <Actn>
                    <ActnTp>DISP</ActnTp>
                    <MsgToPres>
                        <MsgDstn>MDSP</MsgDstn>
                        <MsgCntt>Aprovado</MsgCntt>
                    </MsgToPres>
                </Actn>
            </TxRspn>
        </AuthstnRspn>
    </AccptrAuthstnRspn>
</Document>

<?xml version="1.0" encoding="utf-8"?>
<Document xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="urn:AcceptorAuthorisationResponseV02.1">
    <AccptrAuthstnRspn>
        <Hdr>
            <MsgFctn>AUTP</MsgFctn>
            <PrtcolVrsn>2.0</PrtcolVrsn>
            <CreDtTm>2023-01-01T00:00:00</CreDtTm>
        </Hdr>
        <AuthstnRspn>
            <Envt>
                <Card>
                    <CardBrnd>MasterCard</CardBrnd>
                    <PmtAcctRef>0000000000000000000</PmtAcctRef>
                </Card>
                <MrchntId>
                    <Id>*****************************</Id>
                </MrchntId>
            </Envt>
            <Tx>
                <TxId>
                    <TxDtTm>2023-01-01T00:00:00</TxDtTm>
                    <TxRef>abc123abc123abc123abc123</TxRef>
                </TxId>
                <RcptTxId>**************</RcptTxId>
                <RcptOprId>****************************</RcptOprId>
                <TxDtls>
                    <Ccy>986</Ccy>
                    <TtlAmt>1000</TtlAmt>
					<AcctFndSrc>Prepaid</AcctFndSrc>
                    <AcctTp>CHCK</AcctTp>
                </TxDtls>
            </Tx>
            <TxRspn>
                <AuthstnRslt>
                    <RspnToAuthstn>
                        <Rspn>APPR</Rspn>
                        <RspnRsn>0000</RspnRsn>
                    </RspnToAuthstn>
                    <AuthstnCd>123456</AuthstnCd>
                    <CmpltnReqrd>false</CmpltnReqrd>
                </AuthstnRslt>
                <Actn>
                    <ActnTp>DISP</ActnTp>
                    <MsgToPres>
                        <MsgDstn>MDSP</MsgDstn>
                        <MsgCntt>Aprovado</MsgCntt>
                    </MsgToPres>
                </Actn>
            </TxRspn>
        </AuthstnRspn>
    </AccptrAuthstnRspn>
</Document>